Ambulance cover is important as you never know when an emergency may happen. Ambulance coverage in Australia is different from state to state, so we encourage you to read below to find out what you need to do to be fully covered.
Generally emergency ambulance transport is covered but non-emergency ambulance transport will not be.
VICTORIA
To be fully covered in Victoria for emergency transport, you need to take out an Ambulance Victoria subscription. Visit the Ambulance Victoria website for joining options. When you've signed up, MHF will pay a benefit towards your ambulance subscription each year if you hold an *eligible extras cover, to help offset the cost of your comprehensive ambulance cover. With an Ambulance Victoria Subscription, you are covered in full for emergency ambulance transport, paramedic care and treatment, including air ambulance throughout Australia. Visit the Ambulance Victoria website: www.ambulance.vic.gov.au/membership/ to join.
NEW SOUTH WALES (NSW) AND THE ACT
If you reside in NSW or the ACT and have joined hospital cover, you are automatically covered for Australia-wide road and air emergency ambulance transportation provided by a State or Territory ambulance service.
MHF pays a levy on behalf of members who reside in NSW or the ACT to cover the cost of ambulance transportation. If an ambulance is called, you will receive an invoice from the ambulance service that provided the transport. Just send the invoice on to us and we’ll let them know you’re covered.
If you hold Extras only, MHF does not provide benefits against the cost of ambulance travel and does not offer ‘ambulance only’ insurance. To be covered for comprehensive ambulance services Australia wide, you will need to purchase a standalone ambulance subscription.
Members who hold *eligible extras cover with the Fund can claim a benefit on their ambulance subscription fee. Benefit amounts vary depending on the level of cover held.
For further information about NSW or ACT ambulance, visit www.ambulance.nsw.gov.au for NSW residents and www.esa.act.gov.au for ACT residents.
SOUTH AUSTRALIA
MHF does not provide benefits against the cost of ambulance travel and does not offer ‘ambulance only’
insurance. To be covered for comprehensive ambulance services Australia wide, you will need to take out a Standard Plus interstate subscription with the South Australian Ambulance Service (SAAS).
Members who hold an appropriate level of extras cover with the Fund can claim a benefit on their ambulance
subscription fee. Benefit amounts vary depending on the level of cover held.
TASMANIA
Tasmanian residents are covered by a State based scheme.
For more information check out the Ambulance Tasmania website www.dhhs.tas.gov.au/ambulance
WESTERN AUSTRALIA
If you reside outside of metropolitan Perth, you need to contact your local St John Ambulance company to take out an Ambulance subscription.
Residents in Metropolitan Perth need to take out a standalone Ambulance Transport cover If you hold an *eligible extras cover with MHF, we will pay a benefit towards the cost of your subscription each year.
Contact St John Ambulance directly for information on 08 9334 1284, as your postcode will determine how you can purchase your St John Ambulance subscription.
QUEENSLAND
All Queensland residents are automatically covered for the cost of emergency services Australia wide. This is paid for by the QLD state government. You don’t have to do anything.
For more information visit the Queensland Ambulance Service website www.ambulance.qld.gov.au
NORTHERN TERRITORY
If you take out a subscription with St Johns Ambulance Service NT you will be covered Australia wide. When you’ve signed up, MHF will pay a benefit towards your ambulance subscription each year if you hold an *eligible extras cover, to help offset the cost of your comprehensive ambulance cover. For more information visit the St John Ambulance NT website www.stjohnnt.org.au
DO YOU STILL HAVE QUESTIONS?
Contact our Ambulance cover specialist who can discuss your options with you.
